Free tool · FundingPips challenge calculator

Will you pass FundingPips?

2-Step Standard rules are loaded. Put in your account, risk per trade, win rate and R:R.

FirmSteps

Your trading

Account size$ Risk per trade$ Win rate% Reward to riskR Trades a day

Challenge rules

Profit target% Phase 2 target% Max loss% Daily loss limit% Days to complete Challenge fee$

More rules trailing max loss, minimum days, best-day rule

Max loss type Trailing stops at the starting balance Min trading days Best-day limit%

Pick your firm or type its numbers. Leave days to complete empty if there is no time limit.

Your odds of passing 41% risking $150 a trade (2.50% of the account) · 59% blow the account

With the best size 86% risk $51 a trade instead of $150

Pass rate by risk per trade

Each point: 1,500 simulated accounts at one risk size, from 0.05% to 5% of the account.

Challenge outcome

Attempts and cost

Attempts = 1 ÷ pass rate. Cost = fee × attempts. Payouts after funding are not counted.

If you kept trading 30 days balance spread, drawdown, losing streaks · no target, same limits, your size

Worst and best 1% = the 1st and 99th percentile balance. "Bad" = 1 account in 20 does worse. A breach freezes the account.

Get this report by email, then your size for today's volatility every weekday before the NY open, plus Nasdaq and gold levels in your broker's prices. Free. Never signals.

The FundingPips rules we simulate

2-Step Standard. Phase 1: reach +8%. Phase 2: reach +5%, on a new account. Max loss 10% of the starting account size, a static floor. Daily loss 5% (or 3% with the add-on) of the higher of that day's opening balance or equity. At least 3 trading days per phase.

Read from FundingPips' help centre on 19 October 2026. Not simulated: floating losses inside a trade, commissions, inactivity, payouts. Not affiliated with FundingPips.

Calculators with firm rules loaded: FTMO · FundedNext · FundingPips · Topstep · any other firm.

Questions

Which FundingPips rules does the calculator use?

2-Step Standard: +8% in Phase 1 and +5% in Phase 2, a static max loss of 10% of the starting size, a daily loss of 5% of the day's opening balance and at least 3 trading days per phase. Read from FundingPips' help centre on 19 October 2026.

What about the 3% daily loss add-on?

Change Daily loss limit to 3% and Min trading days to 0 (FundingPips drops the minimum days with that add-on). The odds and the best size update at once.

Why is the daily loss measured from the day's opening balance?

That is how FundingPips states it: the higher of opening balance or equity for that day. After a good run the daily room in dollars grows a little, after a bad run it shrinks.

Is this affiliated with FundingPips?

No. St. Joseph Desk is independent. Rules change: check your own account's rules on FundingPips' site before you trade.